Professor & Head,
Dean, Schools of Social Sciences and Policy

Qualification : M.A., M.Phil., PGDDE., Ph.D., D.Litt. (Hon)
Specialization (not more than FIVE) : Banking, Development Studies, e-Governance, Higher Education, Gender &Tribal Studies. EXPERIENCE :
  • Teaching: 25 years
  • Research: 24 Years
Curriculum Vitae(CV) : Download Here
My Doctoral Research was on the “Role of Rural Banks in the process of Rural Development”. Since then, eleven independent research projects on the themes of Tribal Education, Distance Education, Microfinance, e-Governance, Job Satisfaction, Education financing, ICT in Education etc., sponsored by the UGC, ICSSR, KILE, Govt. of Netherlands, University of Calicut, University of Kerala, Kerala State Higher Education Council and NISG were completed. By now, 16 Ph.D Scholars have successfully completed their Doctoral Theses under my guidance. Currently, six scholars are continuing their Doctoral research under me.
  • Publications:
    1. “Financing of State Universities in India: A Case Study”, Issues and Ideas in Education, 9(1), March 2021, Pp.1-13
    2. “Determinants of educational expenditure among scheduled caste families in Mannarkkad Taluk, Kerala”, International Journal of Advanced Research, 9(01), Pp.275-82, January 2021, DOI:10.21474/IJAR01/12303 (Nasiya, V.K and C. Krishnan)
    3. “Financial Health of the Universities: A Study in Two Selected Universities of Kerala”, Sambodhi, Vol-43, No.-4, (X) October-December (2020), Pp.113-118 (Fathimath Sajna V and Krishnan Chalil)
    4. ICT Diffusion in Indian Higher Education: A Comparative Study of Selected Universities of Kerala, Mukt Shabd Journal, Volume IX, Issue V, May/2020, ISSN: 2347-3150, Pp.3450-3461, (Fathimath Sajna V and Krishnan Chalil)
    5. “Theoretical and Conceptual Cobwebs of Green Economy”, East African Scholars Journal of Economics, Business and Management”, 3(7), July, Pp.628-632, ISSN 2617-4464 (Print) | ISSN 2617-7269 (Online)
    6. “Pattern of Funding For Higher Education: Sources and Uses of Funds of Centrand State Universities From Kerala”, Tathapi, Vol.19 (55), June 2020, Pp.462- 475
    7. Performance of Public Sector Enterprises in Kerala, Research Revolution, 7(12),1 – 6 ., ISSN: 2319-300X. (Ansu Aby and C. Krishnan (2019),
    8. “A Comparative Study of Growth and Performance of Housing Finance Companies and Scheduled Commercial Banks on Housing Finance in India”, International Journal of Management Studies, Vol. V, Issue 4(9), October, 2018, 88-95,
    9. “Service Quality of the Retail Sector in India”, MERC Global’s International Journal of Management, 6(2), April 2018, 32-36-ISSN:2321-7278 (Print)., 2321-7286 (Online).
    10. ‘E-District Project in Kerala: A Critical Evaluation’, , Information Technology in Developing Countries, online journal of Centre for e-Governance, IIM Ahmadabad and International Federation for Information Processing (IFIP) Working Group 9.4, February 2016 issue.
    11. ‘Farmer Suicides in the Neo-Liberal Era’, Indian journal of Applied Research, 5(10), October 2015, ISSN-2249-55X.,
    12. ‘Assessing Rural Common Service Centres in India: A critical study of Akshaya CSCS in Kerala’, Indian Journal of Applied Research, 5(8), Aug.2015, 35-42, ISSN-2249-55X.
    13. “Census 2011: Is there any Demographic Dividend for India?, International Journal of Contemporary Issues (IJCI), V0l 2(1)., Pp:33-39, ISSN:2321 8576. September, 2014.
    14. “Learners’ Perceptions and Experiences of ODL System in India: A Study of Selected Universities in Kerala”, Mangalmay Journal of Education, 5 (1),22-32, 2014, ISSN:2229-3914.
    15. “Empowering Women through Higher Education: The Kerala Episode” (joint paper), Issues and Ideas in Education, 1(2), September 2013, 221-230.[ISSN:2320-7655 (Print); 2320-8805(online)]
    16. ‘‘Problems of Micro Enterprises in Kerala”, International Journal of Scientific Research, Indexed with International ISSN Directory, Paris, 2(5), May 2013,58-59, [ISSN:2277-8179]
    17. “E-Governance for good governance-A study of a south Indian Initiative”, Yojana, 2013., Vol.57, Pp:45-49, ISSN: 0971-8400
    18. “Higher education in the Era of Digital Revolution: The Kerala Experience”, Volume 5 Issue I (Jan- Mar 2012), Journal of Engineering, Science & Management Education. [ISSN:0976-0121]
    19. “Student Support Service in Distance Higher Education Institutions in India-A Critical Appraisal”, International Journal of Research in Economics and Social Sciences 1(2), February 2012, 459-472.[ISSN 2249-7382]
    20. “Swabhiman- An Innovative Urban ICT Project of Kerala”, Information Technology in Developing Countries, 22(1), February 2012.( )
    21. “Structural Transformation in India’s External Trade under Liberalisation”, International Journal of Social Sciences and Interdisciplinary Research, 1(2), February 2012, 83-90.[ISSN:2277 3630],
    22. “Microfinance for Financial Inclusion and Women Empowerment”, International Journal of Business Economics and Management Research, (ISSN 2229-4848), 2(9), September 2011, 135-150.
    23. ‘Tribal Transformation through Microfinance: A Study in Kerala’, The MicroFinance Review, 3(1), Jan-June 2011. Pp..84-99.(Joint Paper)
    24. ‘Are Rural e-Governance in India at crossroads?’, Information Technology in Developing Countries, online journal of Centre for e-Governance, IIM Ahmadabad and International Federation for Information Processing (IFIP) Working Group 9.4, October 2010 issue.
    25. The New Draft Policy on Distance Education-A Critical Appraisal, University News, 48(6), February 19-25, 2010, Pp.8-12.
    26. ‘The Need for an Open University in Kerala’, University News, 47(42), October 19-25, 2009, Pp.8-12.
    27. ‘Role of Microfinance in Women Empowerment: A Study of Selected Experiments in Kerala’, The MicroFinance Review, 1(1), Jan-June 2009. Pp..84-99.
    28. “Distance education in India: Relevance of assessment and accreditation” University News, 39(36), 3-9 September, 2001.Pp.72- 74.
    29. “Economics of parallel colleges—A study”, Asian Economic Review, 41(3), 1999, Pp.499-513 (Joint Paper)
    30. “Tribal education—The Kerala experience” New Frontiers of Education, 29(4), October-December, 1999, Pp.431-436. [ISSN:0972-1231]
    31. “Dairying for rural development: A study”, Journal of Rural Development, 16(3), 1997, Pp.387-400.
    32. “Important aspects of Dunkel proposals and its consequences on Indian economy”, Southern Economist, 32(19), 1994, Pp.7-8.
    33. “Rural development through rural employment programmes—A study of Kerala”, Southern Economist,30(12), 1991, Pp.13-16 .
    34. “Service area approach—A boon to rural development”, Yojana, 34(18), 1990,Pp.32-33., ISSN: 0971-8400
    35. “Regional rural banks role in rural development”, Yojana, 33 (24), 1990, Pp.32-34. ISSN: 0971-8400
    36. “Employment strategy during the Eighth Five Year Plan of Kerala”. Third Concept, 4(42), 1990. [ISSN:0970-7247, 1470-482X]
    37. “Priority sector credit by public sector banks”, Khadi Gramodyog, A Journal of Rural Economy 3(5), 1990, Pp.72-76.[ISSN:0023-1029]
    38. “Carrying banking services at door-steps of rural masses”, , Kurukshetra, 37(10), 1990, Pp.16-18.
    39. “Regional rural banks and recovery of agricultural credit—A case study”, Agricultural Banker, 15(2), 1990, Pp.27-29.
    40. “Long-term agricultural credit and procedural impediments—A case study”, Agricultural banker, 13(4), 1990,Pp.28-30.
  • Patents: Nil
  • Books:
    1. Microfinance and women Empowerment(Ed), Publication Division, Govt. College Kodanchery, 2009. (ISBN:061-15-267-08)
    2. e-Governance in Kerala (Ed), Publication Division, Govt. College Kodanchery, 2007 (ISBN:061-15-267-07)
    3. Awareness and Utilisation of Educational Development Schemes by Tribals,(2000) Centre for Development Studies, Thiruvananthapuram, ISBN:81-87621-11-7
    4. Distance Higher Education in Kerala: Students’ Assessment (2004), Centre for Development Studies, Thiruvananthapuram, ISBN:81-87621-11-7
    5. Role of Rural Banks in Rural Development (2000), Print well publishers, Jaipur. ISBN:81-7044-519-1
    6. Planning and Management for Excellence in Distance Higher Education: A Study in Kerala’, in, Ajayakumar, P.P, Quality Models in Open and Distance Learning, Bodhi Books and Publications, Trivandrum (2020), Pp.09-22
    7. Role of Tourism in Local Economic Development: A Case Study, in., M.R. Dilleep, Equitable Tourism Development: Issues, Strategies and Practices, Kalyani Publishers, New Delhi, 2020.
    8. Performance Evaluation of Housing Credit by Commercial Banks in India‖, in K. Gangadharan (Ed), Dynamics of Banking in India, Abhijeet Publication, New Delhi, 2019 (Prabitha, P.K and C. Krishnan)
    9. “Are Our Universities Financially Sustainable?” in Abdul Salim. A (Ed), Higher Education in Emerging India: Problems, Policies and Perspectives, Delhi, Shipra publications., 2018
    10. “Financial Inclusion in Rural India”, in Abdul Azeez. N.P and S.M Jawed Akhtar (Ed)., Financial Literacy and Inclusion in India, New Century Publications, New Delhi, Pp-80-94., 2019 (ISBN:978-81-7708-484-9)
    11. ‘Microfinance and Financial Inclusion: The Saga of Kudumbashree in Kerala’, in “Micro Finance and Financial Inclusion”, (Ed), Amiya Kumar Mohapatra, Regal Publishers
    12. ‘Rural e-Governance in India: Evidences and Effectiveness’, in Amiya Kumar Mohapatra (ed), Good Governance and Economic Growth, Regal Publications, New Delhi, 2014.
    13. ‘Micro financing through Co-operative Banks in Kerala’, in Amiya Kumar Mohapatra (ed), Rural Development: Initiatives and Interventions, Regal Publications, New Delhi, 2014
    14. Higher Education in the Era of Digital Economy, in University Administration and System in India (Ed), R.S. Jagan and Karam Pal Narwal, I.K. International Publishing House Pvt. Ltd, New Delhi, 2012.
    15. ‘Microfinance and Livelihood Diversification: An in-depth Impact Study of an NGO Sponsored Microfinance Programme in Kerala’, in Shollapur, M.R. and Naveen K Shetty (Ed), Microfinance and Sustainable Livelihood Promotions in India, New Delhi, Excel Books, Pp.97-117,(2011).
    16. “Internal Resources Generation and Utilisation in Indian Universities: A Review of Recommendations and Experiments”, in Shivajirao Kadam, Perspectives on Governance of Higher Education, Bharati Vidyapeeth Deemed University, Pune, 2010, Pp.117-126.
    17. ‘Information Communication Technology and Governance in Kerala’, in K. Rajan (Ed), Kerala Economy, Serial Publications, New Delhi, 2009, Pp.359-378.
    18. Distance Higher Education in Kerala, in Nair, K.N, and P.R. Gopinathan Nair (Eds), Higher Education in Kerala-Micro-Level Perspectives, Daanish Books, Delhi, 2008, Pp.129-160.
    19. ‘Foreign Direct Investments in India during the Era of Liberalisation’, in K. Rajan (Ed), Indian Economy: The Post Reform Scenario, Serial Publications, New Delhi, 2006.
    20. Institutional Arrangements for Distance education in Kerala, in K. Murali Manohar(Ed), Reaching the Unreached through Open and Distance Learning-Issues and Strategies, IDEA, SDLCE, Kakatiya University, Warangal, 2001, Pp.153-157.
    21. “Educational Development Schemes for Tribes folk: Awareness and Utilization”, in Quality of School Education in Kerala: Dimensions and Determinants, KRPLLD Bulletin, No.1, Centre for Development Studies, Thiruvananthapuram, July 1999, Pp.50-55.
    22. “Regional rural banks and rural development” in Trends in Indian Economy(Ed), Deep & Deep publications, New Delhi, 1993.
  • Awards:
    1. Best Social Scientist Award from GRABS Educational Charitable Society, Chennai, 2019.
    2. Fr. Dr. Jose Thekkan Award for the best College Teacher of Kerala, instituted by Christ College Irinjalakkuda, 2019.
    3. Prof. Sivaprasad Memorial Award for the best College Teacher of Kerala, Instituted by the Sivaprasad Foundation, Kollam, 2017.
    4. M M. Ghani Award for the best College Teacher of University of Calicut in memory of the First Vice Chancellor of University of Calicut in 2016.
    5. Best Research Supervisor Award (2015), GRABS Educational Charitable Trust, Chennai.
    6. Indira Gandhi Sadbhavana Award (2014), International Business Council, New Delhi.
    7. Best Research Paper Award (2012), Department of Management Studies, Krishna University, Machilipatnam.
  • Projects:
    1. Role of Financial Institutions in Human Capital Development, Inter University Centre for Alternative Economics, University of Kerala (2019-20)
    2. ICT and Higher Education in Kerala, Kerala State Higher Education Council, Govt. of Kerala (2016-18)
    3. e-Krishi of Kerala- Impact and its Challenges, National Institute of Smart Governance, Hyderabad (2013-14)
    4. Job Satisfaction among the over qualified Non-Teaching Employees of Universities of Kerala, Kerala Institute of Labour and employment, Government of Kerala (2013-15)
    5. National e-Governance Plan of India-Status, Impact and Challenges, University Grants Commission (2012-14)
    6. Internal Resource Generation and Utilisation in Indian Universities, Indian Council of Social Science Research (2012-14)
    7. Dynamics of e-Governance on Development, Indian Council of Social Science Research (2008-10)
    8. Empowering Women through Microfinance, University Grants Commission (2006-08)
    9. Impact of Calicut University on the Higher Education of Minority Communities in Malabar Region, The Federation of Muslim Colleges in Kerala & University of Calicut (2000-01)
    10. Students’ Assessment of Distance Higher Education in Kerala, Ministry of External Affairs, Govt. of Netherlands under the Kerala Research Programme on Local Level Development (1999-2001)
    11. Educational Development among the Tribal Folks of Kerala, Ministry of External Affairs, Govt. of Netherlands under the Kerala Research Programme on Local Level Development (1996-1998)
  • Recipient of the Short-term Doctoral Fellowship of the ICSSR, New Delhi
  • Recipient of the Merit Scholarship of the Pondichery University
  • Presented papers in 98 National and International seminars/conferences.
  • Delivered invited talks in 22 national and regional seminars.
  • Organised 8 conferences
  • Attended more than 20 training programmes
  • Guided Masters, M.Phil. and MBA project works
  • Delivered 6 All India Radio talks
  • Member of four professional associations.